Credit Contract
Is the most common method of purchasing a vehicle for private buyers. Credit Contract is flexible with repayment terms between 6 to 60 months and deposits to suit. Structured and balloon payments can also be included in your tailor made Credit Contract.

Finance Lease
Finance Lease is often a preferred method of financing for businesses and GST registered individuals. Finance Lease allows purchasing the vehicle of your choice without diverting valuable working capital from your business. Lease terms can vary between 12 and 60 months and residual values and monthly rentals are negotiable.

Operating Lease
Operating Lease (often called contract hire) is a popular choice for corporates and is now available for private buyers. At the end of the lease (usually 24 to 36 months) you simply return the vehicle and drive away in a new model. There is no residual liability. Monthly rentals are often 100% tax deductible in the case of businesses (please check with your own tax advisor). You can also have the option of a full maintenance package built into your monthly rental.

For a no obligation finance quote please contact our Business Advisor, Daniel Aitcheson on (03) 577 5340